With the opening of classes fast approaching, most parents cannot help but worry about the mounting school expenses and household costs that the family has to cope with for the next 10 months.

For starters, there are huge tuition fees to be paid even before the start of classes. Then there’s a shopping list of back-to-school items that need to be bought immediately. These include books, school supplies, shoes, and uniforms. Parents also have to adjust the household budget to accommodate the kids’ school allowances.

Thankfully, parents can rely on PSBank Flexi, a collateral-free personal loan product, to relieve some of their financial worries. With a maximum loanable amount of P250,000, parents can use the PSBank Flexi as a check facility to fund large payments such as tuition fees and other school expenses.

As a point-of-sale debit card in BancNet-affiliated stores, the PSBank Flexi can also be used for cashless transactions to buy school supplies, bags, books, uniforms, and shoes, even a complete computer/printer set.

The PSBank Flexi can be used too as an ATM card to provide cash to augment the kids’ daily allowances as well as the monthly household budget. Its ATM feature provides customers access to day-and-night banking from hundreds of PSBank, Metrobank, Megalink, Expressnet, and BancNet ATMs nationwide and Maestro-Cirrus ATMs worldwide.

What’s more, with the PSBank Flexi’s Prime Rebate feature, parents can easily pay off their loans in a shorter period of time or at a discounted rate over time. Prime Rebate is the first ever loan rebate program in Philippine banking. It allows PSBank Flexi customers to earn rebates when they pay in advance or in excess of the amortization due.

Managing one’s PSBank Flexi availments is easier than ever thru the Quick Loan Inquiry facility on the bank’s website and eStatements thru PSBank Remote Banking.

To apply for a PSBank Flexi, visit any of PSBank’s 174 branches nationwide and fill out an application form. Online applications and PSBank Remote Banking enrollments are also accepted thru www.psbank.com.ph. For inquiries, email info@psbank.com.ph, or call the PSBank Customer Service Hotline at (02) 845-8888 anytime, any day.

With the PSBank Flexi, enrolling the kids will be hassle-free and parents will be more prepared for the financial challenges of the new school year!