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LOAN RATES
* Rates are subject to change without prior notice.
| HOME LOAN RATES |
| PSBank Home Loan |
| Cycle |
NEW BOOKINGS |
Home Loan Acquisition
or Construction |
Refinancing |
Equity |
| 1 year fixed |
8.500% |
8.500% |
9.000% |
| 2 year fixed |
8.750% |
8.750% |
9.250% |
| 3 year fixed |
8.750% |
8.750% |
9.250% |
| 5 year fixed |
9.250% |
9.250% |
9.750% |
| 10 year fixed |
10.000% |
10.000% |
10.500% |
| 15 year fixed |
10.500% |
10.500% |
N/A |
| 20 year fixed |
10.750% |
N/A |
N/A |
| 25 year fixed |
10.750% |
N/A |
N/A |
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| PSBANK HOME CONSTRUCTION LOAN (HOCL) |
8.5000% |
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| REVOLVING CREDIT LINES |
| ** Repriceable every start of billing period ** |
| FLEXI/MONEY CARD |
2.500% per month |
| HOME CREDIT LINE |
9.000% p.a.* |
| SME BUSINESS CREDIT LINE |
9.000% p.a.* |
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| AUTO LOAN ADD-ON RATES (AOR) |
| * for loan applications thru any PSBank Branch or PSBank Remote Banking only * |
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Standard |
with One Month Advance |
| 12 Months |
6.500% |
5.600% |
| 18 Months |
9.300% |
8.400% |
| 24 Months |
13.800% |
12.700% |
| 36 Months |
20.600% |
19.500% |
| 48 Months |
27.700% |
26.500% |
| 60 Months |
36.100% |
34.700% |
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| Click here for the Auto Loan Calculator. |
| COMMERCIAL LOAN RATES |
PDC DISCOUNTING LINE |
| New Bookings and Repricings |
** PDC-DL rates shall apply only to accounts ** |
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30 Days |
90 Days |
180 Days |
360 Days |
30 Days |
90 Days |
120 Days |
| Retail |
12.000% |
12.500% |
13.000% |
13.500% |
14.500% |
15.000% |
15.500% |
| Prime |
11.000% |
11.500% |
12.000% |
12.500% |
13.500% |
14.000% |
14.500% |
| Minimum Lending Rate |
10.000% |
10.500% |
11.000% |
11.500% |
12.500% |
13.000% |
13.500% |
| DEPOSIT COLLATERAL LOAN (DCL) |
| Peso and Dollar |
| Term of Deposit Collateral |
Loan of Interest Rates |
| Less than 1 year |
9.000% |
| 1 year fixed |
9.000% |
| Loan Term |
No. of Days |
| Minimum |
30 |
| Maximum |
365 |
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| * Loan Interest rate shall be fixed during or throughout the term of the loan |
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Copyright © 2010 Philippine Savings Bank. All rights reserved.
A proud member of  . Member: PDIC  Maximum deposit insurance for each depositor: P500,000. |
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