The PSBank Premium Checking account offers high earnings and reliable services.
With our Premium Checking account, everything you need is in your hands. No more rushing to meet bank hours or braving the crowd at an ATM. Giving you the comforts provided by a record book, an ATM card* and checkbook, our three-in-one Premium Checking account also allows you to enjoy higher yields than those provided by a regular savings account. Earn more as your balance increases with the tiered- interest rate.
Open an account at any branch and enroll in PSBank Online and PSBank Mobile. Experience secure and convenient 24/7 e-banking facilities that offer delightful banking moments.
Fill out an account opening form or get in touch with us for more information on our products and services.
* Only individual/personal accounts shall be furnished with ATM cards
Minimum Maintaining Balance |
PhP25,000 |
Average Daily Balance (ADB) Requirement |
PhP25,000 |
Evidence of Deposit |
Checkbook, ATM Card and Record Book |
Interest Rate |
Click here for the prevailing interest rates |
Interest Crediting |
Monthly |
Service fee (falling below maintaining balance) |
PhP500 is charged if account falls below the required average daily balance for two consecutive months. |
Service fee (accounts closed within 1 month from opening date) |
PhP500 is charged if account was closed within one month from opening date. |
Request for account balance and transaction history |
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Checkbook re-order |
Personal: PhP250 per checkbook Corporate: PhP500 per checkbook |
Returned check charges |
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Stop payment order fees for checks |
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Withdrawal fee at any PSBank Branch |
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Card replacement fee (for lost / stolen / demagnetized card) |
PhP200.00 per card |
Inter-bank fund transfer (if source account) |
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ATM WITHDRAWAL / BALANCE INQUIRY FEES
ATMs | Balance Inquiry | Withdrawal | Declined transactions* |
PSBank |
FREE |
FREE |
N/A |
Metrobank |
FREE |
PhP7.50 |
N/A |
BancNet-member Bank and ExpressNet |
PhP1 |
PhP10 |
N/A |
Mastercard (overseas) |
US$1 per inquiry |
US$3.50 per transaction |
US$1.50 per transaction |
* (insufficient funds and/or exceeds daily transaction frequency)
Note: All aforesaid fees and charges will take effect immediately and may be cancelled or modified anytime at the Bank’s sole discretion without any prior notice.
For individual clients:
For corporate clients:
For more information:
* Deposits are insured by PDIC up to PhP500,000 per depositor.