The PSBank Regular Checking account provides you check-writing flexibility for worry-free payments of bills and financial transactions.
Open an account at any branch and enroll in PSBank Online and PSBank Mobile. Experience secure and convenient 24/7 e-banking facilities that offer delightful banking moments.
Minimum Deposit |
Personal: PhP5,000 Corporate: PhP10,000 |
Minimum Average Daily Balance (ADB) to maintain |
Personal: PhP5,000 Corporate: PhP10,000 |
Evidence of Deposit |
Statement of Account and Checkbook |
Interest Rate |
Not applicable |
Service fee (falling below maintaining balance) |
PhP500 is charged if account falls below the required average daily balance for two consecutive months. |
Service fee (accounts closed within 1 month from opening date) |
PhP500 is charged if account was closed within one month from opening date |
Checkbook re-order |
Personal: PhP250 per checkbook Corporate: PhP500 per checkbook |
Returned check charges |
A fixed fee of PhP2,000 shall be charged for every check returned due, but not limited to reasons such as insufficient funds, stop payment order or closed account. Overdraft charge is PhP200 for every PhP40,000 or a fraction thereof per day. |
Stop payment order fees for checks |
Application fee per check: PhP200 Returned SPO check presented for clearing
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Note: All aforesaid fees and charges will take effect immediately and may be cancelled or modified anytime at the Bank’s sole discretion without any prior notice.
For individual clients:
For corporate clients:
For more information:
* Deposits are insured by PDIC up to PhP500,000 per depositor.