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The PSBank Regular Checking account provides you check-writing flexibility for worry-free payments of bills and financial transactions.

Open an account at any branch and enroll in PSBank Online and PSBank Mobile.  Experience secure and convenient 24/7 e-banking facilities that offer delightful banking moments.



Minimum Deposit

Personal:     PhP5,000

Corporate: PhP10,000

Minimum Average Daily Balance (ADB) to maintain

Personal:    PhP5,000

Corporate: PhP10,000

Evidence of Deposit

Statement of Account and Checkbook

Interest Rate

Not applicable



  • Convenient mode of payment
  • Funds can be monitored through the monthly statement of account

  • Enrollment in PSBank Online and PSBank Mobile, the Bank's secure and convenient electronic banking facilities, allows you to check your account balances and perform other banking transactions anytime, anywhere

Service fee (falling below maintaining balance)

PhP500 is charged if account falls below the required average daily balance for two consecutive months.

Service fee (accounts closed within 1 month from opening date)

PhP500 is charged if account was closed within one month from opening date

Checkbook re-order

Personal:    PhP250 per checkbook

Corporate: PhP500 per checkbook

Returned check charges

A fixed fee of PhP2,000 shall be charged for every check returned due, but not limited to reasons such as insufficient funds, stop payment order or closed account.

Overdraft charge is PhP200 for every PhP40,000 or a fraction thereof per day.
Stop payment order fees for checks

Application fee per check: PhP200

Returned SPO check presented for clearing

  • Funded check: PhP2,000
  • Unfunded check: PhP2,000 + PhP200 for every PhP40,000 or a fraction thereof per day.

Note: All aforesaid fees and charges will take effect immediately and may be cancelled or modified anytime at the Bank’s sole discretion without any prior notice.

For individual clients: 

  • Completely filled-out bank forms:
    • Customer Information Sheet (CIS) 
    • Signature Card
    • Signing Instructions and Acknowledgement of Receipt Form

  • Presentation of at least one Valid / Acceptable ID with photo and signature
    •  List of Valid Government - Issued IDs:
      • Digitized Non-Professional / Professional Driver's License
      • Digitized Postal ID, As issued by the Philippine Postal Corporation (PPC)
      • Digitized Social Security System (SSS)
      • Digitized Unified Multi-Purpose ID (UMID)
      • Government Service Insurance System (GSIS) E-card
      • Overseas Workers Welfare Administration (OWWA) Overseas Filipino Workers (OFW) E-Card
      • Philippine Government Issued Passport
      • Professional Regulation Commission (PRC) License
      • Seafarer's Identification and Record Book (Seaman's Book), as issued by the Department of Transportation Maritime Industry Authority
      • Senior Citizen ID
      • Special Resident Retiree's VISA or SRRV Card (In Lieu of ACR / ACR I-Card)
      • Voter's ID

  • Checkbook Payment


For corporate clients:

  • Completely filled-out bank forms:
    • Customer Information Sheet (CIS) for Corporate Clients and Other Entities
    • Customer Information Sheet (CIS) for Authorized Signatories of Corporate Accounts
    • Signature Card
    • Signing Instructions and Acknowledgement of Receipt Form
    • Customer Information Sheet (CIS) for Beneficiaries and Beneficial Owners (for each director, partner, stockholder owning at least 20% of the voting stock, and other beneficial owners, if applicable)

  • Presentation of at least one Valid / Acceptable ID with photo and signature

For more information:


 

* Deposits are insured by PDIC up to PhP500,000 per depositor.



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