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The PSBank Regular Passbook Savings account offers the benefit of earning a fixed interest rate and a convenient way to monitor transactions.  Whether you are saving up for an investment, a special occasion, or an emergency fund, PSBank will make it simple and easy for you. Simply fill out our account opening forms and present at least two valid IDs with your photo. With a minimum maintaining and daily balance of only PhP5,000, you can open up an account and start earning interests on your deposits. To monitor your account efficiently, we have allotted a section on the passbook where you can write details of your transactions.

Sa PSBank, simple lang mag-ipon. With the PSBank Regular Passbook Savings, we will help build your savings easily and quickly, so you can achieve your financial goals within a short period of time.

Open an account at any branch and enroll in PSBank Online and PSBank Mobile.  Experience secure and convenient 24/7 e-banking facilities that offer delightful banking moments.



Minimum Maintaining Balance

PhP5,000

Average Daily Balance to Earn Interest

PhP10,000

Evidence of Deposit

Passbook

Interest Rate

Click here for the prevailing interest rates

Interest Crediting

Monthly

 

  • Ready availability of funds

  • Easy tracking of transactions through the passbook

  • Deposit earns interest

  • Additional column in the passbook lets you write down details on every transaction

  • Enroll in PSBank Online and PSBank Mobile, the Bank's secure and convenient electronic banking facilities, to be able to check your account balances and perform other banking transactions anytime, anywhere
Service fee (falling below maintaining balance) PhP500 is charged if account falls below the required average daily balance for two consecutive months.
Service fee (accounts closed within 1 month from opening date) PhP500 is charged if account was closed within one month from opening date.

Note: All aforesaid fees and charges will take effect immediately and may be cancelled or modified anytime at the Bank’s sole discretion without any prior notice.

  • Completely filled-out bank forms:
    • Customer Information Sheet (CIS) for Individual Clients
    • Signature Card
    • Signing Instructions and Acknowledgement of Receipt Form

  • Presentation of at least one Valid / Acceptable ID with photo and signature
    •  List of Valid Government - Issued IDs:
      • Digitized Non-Professional / Professional Driver's License
      • Digitized Postal ID, As issued by the Philippine Postal Corporation (PPC)
      • Digitized Social Security System (SSS)
      • Digitized Unified Multi-Purpose ID (UMID)
      • Government Service Insurance System (GSIS) E-card
      • Overseas Workers Welfare Administration (OWWA) Overseas Filipino Workers (OFW) E-Card
      • Philippine Government Issued Passport
      • Professional Regulation Commission (PRC) License
      • Seafarer's Identification and Record Book (Seaman's Book), as issued by the Department of Transportation Maritime Industry Authority
      • Senior Citizen ID
      • Special Resident Retiree's VISA or SRRV Card (In Lieu of ACR / ACR I-Card)
      • Voter's ID

For more information:


 

* Deposits are insured by PDIC up to PhP500,000 per depositor.

 

 



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