The PSBank US Dollar- denominated time deposit account lets you earn higher interest rate than the regular savings account. 

 

 

 




Initial Deposit / Placement        


US$1,000


Term


1, 2, 3, 6, and 12 month


Evidence of Deposit


Confirmation Advice


Interest Rate


Click here for the prevailing interest rates

PRE - TERMINATION CHARGES

Subject to diminished interest rates and withholding tax of 15% as penalties

Before half of the term

Will be granted 25% only of the interest rate

During half of the term and onwards

Will be granted 50% of the interest rate

Note: All aforesaid fees and charges will take effect immediately and may be cancelled or modified anytime at the Bank’s sole discretion without any prior notice.

For individual clients:

  • Completely filled-out bank forms
    • Customer Information Sheet (CIS) for Individual Clients
    • Signature Card
    • Signing Instructions and Acknowledgement of Receipt Form

  • Presentation of at least one primary ID or two valid secondary IDs, one of which with photo and signature

For corporate clients:

  • Completely filled-out bank forms
    • Customer Information Sheet (CIS) for Corporate Clients and Other Entities
    • Customer Information Sheet (CIS) for Authorized Signatories of Corporate Accounts
    • Signature Card
    • Signing Instructions and Acknowledgement of Receipt Form
    • Customer Information Sheet (CIS) for Beneficiaries and Beneficial Owners (for each director, partner, stockholder owning at least 20% of the voting stock, and other beneficial owners, if applicable)

  • Presentation of at least one primary ID or two valid secondary IDs, one of which with photo and signature

For more information:


 

* Deposits are insured by PDIC up to PhP500,000 per depositor.



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