• The Money Market Fund (UITF) is a trust product and is not a deposit account. It is not insured by the Philippine Deposit Insurance Corporation (PDIC). It is not an obligation of, nor guaranteed, nor insured by the trust entity or its affiliates or subsidiaries.
• Due to the nature of the investments of a UITF, the returns/yields cannot be guaranteed. Historical performance, when presented, is purely for reference purposes and is not a guarantee of similar future performance.
• Any losses and income arising from market fluctuations and price volatility of the securities held by the UITF, even if invested in government securities, are for the account of the client. As such, the units of participation of the client in the UITF, when redeemed, may be worth more or worth less than their initial investment/contribution.
• The trustee is not liable for losses unless upon willful default, bad faith, or gross negligence.
• The investor must read the complete details of the fund in the UITF's Plan, make his/her own risk assessment, and when necessary, seek an independent/ professional opinion before making an investment.

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