The PSBank Prepaid Mastercard offers an easy and safe way to control your finances. A new, innovative and convenient solution to all your budget concerns, this account allows clients to remit money, pay bills, and shop without overspending or incurring debts.  

The PSBank Prepaid Mastercard helps you stay within your budget because it lets you only use the amount you load in it. This enables you to securely spend within your means while effectively allocating your budget for your various financial needs. It is an ATM card, debit card, remittance card, and internet cash card all rolled into one.  Para lagi kang pasok sa budget mo!

Send allowance to your child

It doesn’t matter if your child is in high school or in college in another city. You can easily allocate his weekly or monthly allowance and send it to him on time by loading his own PSBank Prepaid Mastercard. This will teach him the basics of budgeting and managing his finances well.

Remit money to your loved ones

No location is too distant with the PSBank Prepaid Mastercard. Whether you’re working abroad or in another part of the country, you can send money to your family for their monthly expenses through the PSBank Prepaid Mastercard. Just go to any PSBank partner remittance companies such as Metrobank and iRemit to reload, and the money you have set aside for them will surely reach them quickly and inexpensively.

Withdraw cash and pay bills

With the PSBank Prepaid Mastercard, you can withdraw cash from any PSBank, Metrobank, and BancNet ATM nationwide, or from over a million ATMs in more than 210 countries worldwide, giving you 24/7 access to your funds wherever you are. You can also use your PSBank Prepaid Mastercard to pay your bills at any PSBank, BancNet, or Megalink ATM nationwide or log on to PSBank Online at www.psbank.com.ph.

Dine, shop online without the worries

The PSBank Prepaid Mastercard offers the convenience of cashless shopping and dining without the risk of spending beyond your budget – you only spend what is loaded in your card. You can eat out or shop wherever BancNet and Mastercard® are accepted. It is also a safer and more convenient way of paying for your online purchases because you control the amount you load in it.

Reload easily

You can easily reload your PSBank Prepaid Mastercard via PSBank branches nationwide or PSBank Online, using cash or funds from a PSBank account and vice versa. The card can also be loaded via ATM with funds from a PSBank account or an account from another bank.

Get a PSBank Prepaid Mastercard now at your nearest PSBank branch. There’s no need to apply for a savings account or have a maintaining balance. For details on how to apply for the PSBank Prepaid Mastercard, you may call our Customer Experience Hotline at (632) 8845-8888 or chat with us at PSBank LiveChat via www.psbank.com.ph anytime, any day.



  • Easy access to cash anytime through ATM withdrawal
  • Reloading via PSBank branches nationwide, PSBank Online, PSBank and BancNet ATMs or partner remittance companies abroad
  • Cashless shopping at BancNet and Mastercard®-affiliated stores or from 350,000 online vendors

You may do point-of-sale (POS) and online transactions with a daily combined purchase limit of PhP50, 000. The limit can be increased or decreased depending on your spending capacity but it should not be more than PhP500,000. Adjustment on the limit can be requested in any PSBank branch or by calling the Customer Experience Hotline.

  • Bills payment
  • Inter-bank fund transfers at BancNet-affiliated banks
  • Monitoring of cash load balance and transaction history through PSBank ATMs nationwide or PSBank Online via www.psbank.com.ph. (Pre-enrollment is necessary to have online access.)
  • Remittance card for the family back home

Please click here to view General Provisions on Deposits and Other Products and Services.

Application Fee

FREE

ATM WITHDRAWAL / BALANCE INQUIRY FEES

ATMs Balance Inquiry Withdrawal Declined transactions
(insufficient funds and/or exceeds daily transaction frequency)

PSBank

FREE

FREE

N/A

Metrobank

FREE

PhP7.50

N/A

BancNet-member Bank and ExpressNet

PhP1

PhP10

N/A

Mastercard (overseas)

US$1 per inquiry

US$3.50 per transaction

US$1.50 per transaction

 

Withdrawal fee at any PSBank branch

  • up to PhP100,000 = PhP50 withdrawal fee
  • PhP100,001 and above = PhP100 withdrawal fee

Card Replacement Fee

PhP200 per card 

Annual fee

FREE

Card delivery

Not available

Charge back processing fee

FREE

Request for account balance and transaction history

  • Via PSBank branch/PSBank Online/PSBank Mobile
    • PhP100 for the first 3 pages
    • PhP20 for every succeeding page
  • Via ATM – FREE for the last 5 transactions

RELOADING FEE

CHANNEL AMOUNT

PSBank Branch

PhP10

PSBank Online

FREE

PSBank Mobile

FREE

Remittance companies and other banks abroad

Subject to their service fee

 

Inter-bank fund transfer (if source account)
  • PhP25 via ATM
  • via PSBank Mobile and PSBank Online
    • InstaPay - PhP15
    • PESONet - PhP50

Renewal fee (upon expiration)

FREE

Note: All aforesaid fees and charges will take effect immediately and may be cancelled or modified anytime at the Bank’s sole discretion without any prior notice.

  • Presentation of at least one (1) primary ID or two (2) valid secondary IDs, one of which with photo and signature

  • For minor applicants (7-17 years old):
    • Quitclaim/Waiver signed by the parent or guardian
    • Valid IDs of the legal guardian and the minor (passport/school ID)
  •  

There are three (3) sets of numbers you need to keep handy:

  • The six-digit Personal Identification Number (PIN). For security purposes, please memorize your PIN and never share it with anyone.
  • The 12-digit Account Number
  • The 16-digit Card Number

Why keep these numbers?

PIN - This is your access to the ATM, which enables you to withdraw cash or pay your bills.

Account Number - This is your reloading number. You will be asked for this number every time you reload your PSBank Prepaid Mastercard® through the ATM, branch or PSBank Online. You will also be asked for the Account Number whenever you use your PSBank Prepaid Mastercard to pay for your bills through PSBank Online or when you send a remittance domestically or from abroad.

Card Number - This is your shopping number. Your Card Number is your access to millions of shops and restaurants in the Mastercard® network or when you do an online purchase.

You may use your PSBank Prepaid Mastercard to shop online from major e-commerce platforms


Lost, stolen or card captured by ATM?

For lost, stolen, or captured PSBank Prepaid Mastercard, call the PSBank Customer Experience Hotline at (632) 8845-8888 or chat with us at PSBank LiveChat via www.psbank.com.ph anytime, any day and report the incident.

For international calls, contact the Mastercard® Global Customer Service:

In the United States Call 1-800- Mastercard (1-800-627-8372)
For countries not listed in the Mastercard® directory Collect call to the United States (1-636-722-7111)

For more information:




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