The PSBank Prepaid Mastercard offers an easy and safe way to control your finances. A new, innovative and convenient solution to all your budget concerns, this account allows clients to remit money, pay bills, and shop without overspending or incurring debts.  

The PSBank Prepaid Mastercard helps you stay within your budget because it lets you only use the amount you load in it. This enables you to securely spend within your means while effectively allocating your budget for your various financial needs. It is an ATM card, debit card, remittance card, and internet cash card all rolled into one.  Para lagi kang pasok sa budget mo!

Send allowance to your child

It doesn’t matter if your child is in high school or in college in another city. You can easily allocate his weekly or monthly allowance and send it to him on time by loading his own PSBank Prepaid Mastercard. This will teach him the basics of budgeting and managing his finances well.

Remit money to your loved ones

No location is too distant with the PSBank Prepaid Mastercard. Whether you’re working abroad or in another part of the country, you can send money to your family for their monthly expenses through the PSBank Prepaid Mastercard. Just go to any PSBank partner remittance companies such as Metrobank and iRemit to reload, and the money you have set aside for them will surely reach them quickly and inexpensively.

Withdraw cash and pay bills

With the PSBank Prepaid Mastercard, you can withdraw cash from any PSBank, Metrobank, and BancNet ATM nationwide, or from over a million ATMs in more than 210 countries worldwide, giving you 24/7 access to your funds wherever you are. You can also use your PSBank Prepaid Mastercard to pay your bills at any PSBank, BancNet, or Megalink ATM nationwide or log on to PSBank Mobile App or PSBank Online at

Dine, shop online without the worries

The PSBank Prepaid Mastercard offers the convenience of cashless shopping and dining without the risk of spending beyond your budget – you only spend what is loaded in your card. You can eat out or shop wherever BancNet and Mastercard® are accepted. It is also a safer and more convenient way of paying for your online purchases because you control the amount you load in it.

Reload easily

You can easily reload your PSBank Prepaid Mastercard via PSBank branches nationwide, PSBank Mobile App or PSBank Online, using cash or funds from a PSBank account and vice versa. The card can also be loaded via ATM with funds from a PSBank account or an account from another bank.

Get a PSBank Prepaid Mastercard now at your nearest PSBank branch. There’s no need to apply for a savings account or have a maintaining balance. For details on how to apply for the PSBank Prepaid Mastercard, you may call our Customer Experience Hotline at (632) 8845-8888 or chat with us at PSBank LiveChat via anytime, any day.

  • Easy access to cash anytime through ATM withdrawal
  • Reloading via PSBank branches nationwide, PSBank Mobile, PSBank Online, PSBank and BancNet ATMs or partner remittance companies abroad
  • Cashless shopping at BancNet and Mastercard®-affiliated stores or from 350,000 online vendors

You may do point-of-sale (POS) and online transactions with a daily combined purchase limit of PhP50, 000. The limit can be increased or decreased depending on your spending capacity but it should not be more than PhP500,000. Adjustment on the limit can be requested in any PSBank branch or by calling the Customer Experience Hotline.

  • Bills payment
  • Inter-bank fund transfers at BancNet-affiliated banks
  • Monitoring of cash load balance and transaction history through PSBank ATMs nationwide, PSBank Mobile, or PSBank Online.
  • Remittance card for the family back home

Please click here to view General Provisions on Deposits and Other Products and Services.

Application Fee



ATMs Balance Inquiry Withdrawal Declined transactions
(insufficient funds and/or exceeds daily transaction frequency)









Other Banks' ATMs


Fee* of the Owner of the ATM shall apply,
with option to cancel.

* Fees may vary per ATM Owner


Mastercard (overseas)

US$1 per inquiry

US$3.50 per transaction

US$1.50 per transaction


Withdrawal fee at any PSBank branch

  • up to PhP100,000 = PhP50 withdrawal fee
  • PhP100,001 and above = PhP100 withdrawal fee

Card Replacement Fee

PhP200 per card 

Annual fee


Card delivery

Not available

Charge back processing fee


Request for account balance and transaction history

  • Via PSBank branch/PSBank Online/PSBank Mobile
    • PhP100 for the first 3 pages
    • PhP20 for every succeeding page
  • Via ATM – FREE for the last 5 transactions



PSBank Branch


PSBank Online


PSBank Mobile


Remittance companies and other banks abroad

Subject to their service fee


Inter-bank fund transfer (if source account)
  • PhP25 via ATM
  • via PSBank Mobile and PSBank Online
    • InstaPay - PhP15 per transaction
    • PESONet - PhP50 per transaction
  • via PSBank Mobile QR - PhP15 per transaction

Renewal fee (upon expiration)


Note: All aforesaid fees and charges will take effect immediately and may be cancelled or modified anytime at the Bank’s sole discretion without any prior notice.

  • Presentation of at least one Valid / Acceptable ID, one of which with photo and signature
    • List of Valid Government - Issued IDs:
      • Primary IDs
        1. PhilID and various formats of PhilSys Digital ID / e-PhilID
        2. Philippine Passport ID
        3. Digitized Driver’s License (Professional or Non-Professional) ID
        4. Professional Regulations Commission (PRC) ID
        5. Digitized Postal ID
        6. Digitized Social Security System (SSS) ID
        7. Digitized Unified Multi-Purpose ID
        8. Digitized Voter’s ID
        9. Digitized Overseas Workers Welfare Administration (OWWA) or Overseas Filipino Worker (OFW) ID
        10. Photo-bearing School ID Signed by the Principal or Head of School with Birth Certificate Issued by Philippine Statistics Authority (PSA) * Applicable to Filipino Students only
        11. Government Service Insurance System (GSIS) E-Card
        12. Digitized Pag-ibig Loyalty Card
        13. Digitized Tax Identification Number (TIN) ID
        14. Digitized Firearms License ID
        15. Integrated Bar of the Philippines (IBP) ID
        16. Digitized Seaman or Seafarer’s Book
      • Secondary IDs
        1. Senior Citizen ID
        2. Person with Disability (PWD) ID
        3. Non-Digitized Voter’s ID
        4. Non-Digitized Postal ID
        5. National Bureau of Investigation (NBI) Clearance
        6. Barangay Clearance Certificate / ID
        7. Police Clearance Certificate / ID
        8. Company Issued ID by Private Entities Registered or Regulated by BSP/SEC/IC
        9. Photo-Bearing and Signature-Bearing Student Driver’s Permit / License with Official Receipt (O.R.)
      • For Foreign Nationals
        1. Passport Issued by Country of Origin; and
        2. Alien Certificate of Registration (ACR) ID or Special Resident Retiree’s Visa ID * For ACR, Visa Status may either be (a) Permanent Resident or Temporary Resident or (b) Immigrant or Non-Immigrant Visa.
      • Additional ID Requirement for Mainland Chinese Nationals
        1. Resident Identity Card
      • Filipinos who are also Foreign Citizens
        1. ID Requirements for Filipino Citizens; or
        2. ID Requirements for Foreign Nationals

  • For minor applicants (7-17 years old):
    • Quitclaim/Waiver signed by the parent or guardian
    • Valid IDs of the legal guardian and the minor (passport/school ID)

A cooling-off period of two (2) banking days is granted from the date of account opening. During the cooling-off period, the Account Holder may cancel or terminate the account without penalties, by submitting a written notice to the Bank. The Bank, however, reserves the right to deduct the documentary stamp and other taxes due thereon, if any, and collect reasonable processing, closure/pre-termination, and administrative fees when applicable, to cover the costs incurred during account opening.  The cooling-off period is available for financial consumers who are individuals, or micro and small enterprises as defined in applicable DTI regulations.

There are three (3) sets of numbers you need to keep handy:

  • The six-digit Personal Identification Number (PIN). For security purposes, please memorize your PIN and never share it with anyone.
  • The 12-digit Account Number
  • The 16-digit Card Number

Why keep these numbers?

PIN - This is your access to the ATM, which enables you to withdraw cash or pay your bills.

Account Number - This is your reloading number. You will be asked for this number every time you reload your PSBank Prepaid Mastercard® through the ATM, branch or PSBank Online. You will also be asked for the Account Number whenever you use your PSBank Prepaid Mastercard to pay for your bills through PSBank Online or when you send a remittance domestically or from abroad.

Card Number - This is your shopping number. Your Card Number is your access to millions of shops and restaurants in the Mastercard® network or when you do an online purchase.

You may use your PSBank Prepaid Mastercard to shop online from major e-commerce platforms

Lost, stolen or card captured by ATM?

For lost, stolen, or captured PSBank Prepaid Mastercard, call the PSBank Customer Experience Hotline at (632) 8845-8888 or chat with us at PSBank LiveChat via anytime, any day and report the incident.

For international calls, contact the Mastercard® Global Customer Service:

In the United States Call 1-800- Mastercard (1-800-627-8372)
For countries not listed in the Mastercard® directory Collect call to the United States (1-636-722-7111)

For more information:

PSBank Near You

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