The PSBank Passbook with ATM account offers more than fixed interest rate and convenience. It comes with a PSBank Debit Mastercard that allows you to access your funds here and abroad!
Open an account at any branch and enroll in PSBank Online and PSBank Mobile. Experience secure and convenient 24/7 e-banking facilities that offer delightful banking moments.
Initial Deposit |
PhP5,000 |
Minimum Maintaining Balance |
PhP5,000 |
Average Daily Balance to Earn Interest |
PhP10,000 |
Interest Rate |
Click here for the prevailing interest rates |
Interest Crediting |
Monthly |
Service fee (falling below maintaining balance) |
PhP500 is charged if account falls below the required average daily balance for two consecutive months. |
Service fee (accounts closed within 1 month from opening date) |
PhP500 is charged if account was closed within one month from opening date. |
ATM WITHDRAWAL / BALANCE INQUIRY FEES
ATMs | Balance Inquiry | Withdrawal | Declined transactions* |
PSBank |
FREE |
FREE |
N/A |
Metrobank |
FREE |
PhP7.50 |
N/A |
BancNet-member Bank and ExpressNet |
PhP1 |
PhP10 |
N/A |
Mastercard (overseas) |
US$1 per inquiry |
US$3.50 per transaction |
US$1.50 per transaction |
* (insufficient funds and/or exceeds daily transaction frequency)
Withdrawal fee at any PSBank branch |
|
Card replacement fee (for lost/stolen/demagnetized card) | PhP200 per card |
Request for account balance and transaction history |
|
Inter-bank fund transfer (if source account) |
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Note: All aforesaid fees and charges will take effect immediately and may be cancelled or modified anytime at the Bank’s sole discretion without any prior notice.
For more information:
* Deposits are insured by PDIC up to PhP500,000 per depositor.