The PSBank Passbook with ATM account offers more than fixed interest rate and convenience. It comes with a PSBank Debit Mastercard that allows you to access your funds here and abroad!

Open an account at any branch and enroll in PSBank Online and PSBank Mobile. Experience secure and convenient 24/7 e-banking facilities that offer delightful banking moments.



Initial Deposit

PhP5,000

Minimum Maintaining Balance

PhP5,000

Average Daily Balance to Earn Interest

PhP10,000

Interest Rate

Click here for the prevailing interest rates

Interest Crediting

Monthly

 

  • Free inter-regional fees for one deposit or withdrawal transaction per day

  • Easy tracking/monitoring of account transactions thru your passbook

  • Your ATM card enables you to do day and night banking via BancNet ATMs nationwide, and Maestro and Cirrus ATMs worldwide

  • Additional column in the passbook lets you write down details on every transaction

  • Enrollment in PSBank Online and PSBank Mobile, the Bank's secure and convenient electronic banking facilities, allows you to check your account balances and perform other banking transactions anytime, anywhere
Service fee (falling below maintaining balance)

PhP500 is charged if account falls below the required average daily balance for two consecutive months.

Service fee (accounts closed within 1 month from opening date)

PhP500 is charged if account was closed within one month from opening date.

ATM WITHDRAWAL / BALANCE INQUIRY FEES

ATMs Balance Inquiry Withdrawal Declined transactions*

PSBank

FREE

FREE

N/A

Metrobank

FREE

PhP7.50

N/A

BancNet-member Bank and ExpressNet

PhP1

PhP10

N/A

Mastercard (overseas)

US$1 per inquiry

US$3.50 per transaction

US$1.50 per transaction

* (insufficient funds and/or exceeds daily transaction frequency)

Withdrawal fee at any PSBank branch
  • up to PhP100,000 = PhP50 withdrawal fee
  • PhP100,001 and above = PhP100 withdrawal fee
Card replacement fee (for lost/stolen/demagnetized card) PhP200 per card 
Request for account balance and transaction history
  • via PSBank branch/PSBank Online/PSBank Mobile
  • PhP100 for the 1st 3 pages, PhP 20 for every succeeding page
  • via ATM – FREE for the last 5 transactions
Inter-bank fund transfer (if source account)
  • via ATM - PhP25
  • via PSBank Mobile and PSBank Online
    • InstaPay - Waived (until further notice)
    • PESONet - Waived (until further notice)

  • via PSBank Mobile QR - Waived (until further notice)

Note: All aforesaid fees and charges will take effect immediately and may be cancelled or modified anytime at the Bank’s sole discretion without any prior notice.

  • Completely filled-out bank forms: 
    • Customer Information Sheet (CIS) for Individual Clients
    • Signature Card
    • Signing Instructions and Acknowledgement of Receipt Form

  • Presentation of at least one primary ID or two valid secondary IDs, one of which with photo and signature

For more information:


 

* Deposits are insured by PDIC up to PhP500,000 per depositor.



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