• Day and night banking in any PSBank, Metrobank, BancNet ATMs nationwide, and Mastercard ATMs worldwide.
  
  
• Bills payment for utility companies, credit cards, and loans.
  
  
• Cashless shopping from any BancNet-affiliated merchants.

* Your PSBank Debit Mastercard has daily purchase limit of PhP25,000 for point-of-sale (POS) transactions. The limit applies to individual and joint accounts and can be increased or decreased depending on your spending capacity. Adjustment on the limit can be requested in any PSBank branch or by calling the PSBank Customer Experience Hotline at (632) 845-8888. If you have a joint account, each of your cards will have a purchase limit of PhP25,000.

• Hassle-free and on-the-spot issuance of ATM card.
  
  
• Enrollment in PSBank Online and PSBank Mobile, the Bank's secure and convenient electronic banking facilities, allows you to check your account balances and perform other banking transactions anytime, anywhere.

ATM WITHDRAWAL / BALANCE INQUIRY FEES

* (insufficient funds and/or exceeds daily transaction frequency)

Note: All aforesaid fees and charges will take effect immediately and may be cancelled or modified anytime at the Bank’s sole discretion without any prior notice.

• Completely filled-out bank forms:
  • Customer Information Sheet (CIS) for Individual Clients
  • Signature Card
  • Signing Instructions and Acknowledgement of Receipt Form
    
    
• Presentation of at least one Valid / Acceptable ID with photo and signature
  
  
  •  List of Valid Government - Issued IDs:
    • Primary IDs 
      • PhilID and various formats of PhilSys Digital ID / e-PhilID
      • Digitized Non-Professional / Professional Driver's License
      • Digitized Postal ID, As issued by the Philippine Postal Corporation (PPC)
      • Digitized Social Security System (SSS)
      • Digitized Unified Multi-Purpose ID (UMID)
      • Government Service Insurance System (GSIS) E-card
      • Overseas Workers Welfare Administration (OWWA) Overseas Filipino Workers (OFW) E-Card
      • Person with Disability (PWD) ID
      • Philippine Government Issued Passport
      • Professional Regulation Commission (PRC) License
      • Seafarer's Identification and Record Book (Seaman's Book), as issued by the Department of Transportation Maritime Industry Authority
      • Senior Citizen ID
      • Special Resident Retiree's VISA or SRRV Card (In Lieu of ACR / ACR I-Card)
      • Voter's ID
    • Secondary IDs
    • Senior Citizen ID
    • Person with Disability (PWD) ID
    • Non-Digitized Voter’s ID
    • Non-Digitized Postal ID
    • National Bureau of Investigation (NBI) Clearance
    • Barangay Clearance Certificate / ID
    • Police Clearance Certificate / ID
    • Company Issued ID by Private Entities Registered or Regulated by BSP/SEC/IC
    • Photo-Bearing and Signature-Bearing Student Driver’s Permit / License with Official Receipt (O.R.)
  • For Foreign Nationals
    
    • Passport Issued by Country of Origin; and
    • Alien Certificate of Registration (ACR) ID or Special Resident Retiree’s Visa ID * For ACR, Visa Status may either be (a) Permanent Resident or Temporary Resident or (b) Immigrant or Non-Immigrant Visa.
  • Additional ID Requirement for Mainland Chinese Nationals
    • Resident Identity Card
  • Filipinos who are also Foreign Citizens
    
    • ID Requirements for Filipino Citizens; or
    • ID Requirements for Foreign Nationals

A cooling-off period of two (2) banking days is granted from the date of account opening. During the cooling-off period, the Account Holder may cancel or terminate the account without penalties, by submitting a written notice to the Bank. The Bank, however, reserves the right to deduct the documentary stamp and other taxes due thereon, if any, and collect reasonable processing, closure / pre-termination, and administrative fees when applicable, to cover the costs incurred during account opening.  The cooling-off period is available for financial consumers who are individuals, or micro and small enterprises as defined in applicable DTI regulations.

For more information:

• Chat with us through PSBank LiveChat, para lahat ng tanong mo may sagot ora mismo!
• Contact our Customer Experience Hotline at (632) 8845-8888.
• Visit any PSBank branch near you!