• Guaranteed high return on investment upon maturity of the placement
  
  
• Tax break since placement is tax-free after five years
  
  
• Comes with a credit facility of up to 90% of total placement
  
  
• Enrollment in PSBank Online and PSBank Mobile, the Bank's secure and convenient electronic banking facilities, allows you to check your account balances anytime, anywhere

PRE - TERMINATION CHARGES

Note: All aforesaid fees and charges will take effect immediately and may be cancelled or modified anytime at the Bank’s sole discretion without any prior notice.

I. Completely filled-out bank forms:

1. Customer Information Sheet
2. Specimen Signature Card
3. Signing Instructions and Acknowledgement Receipt Form

II.  Valid IDs: At least one (1) Primary ID or two (2) Secondary IDs:

• Primary IDs:
  
  1. PhilID and various formats of PhilSys Digital ID / e-PhilID
     
  2. Philippine Passport
  3. Digitized Driver’s License (Professional or Non-Professional) ID
  4. Digitized Postal ID
  5. Professional Regulations Commission (PRC) ID
  6. Digitized Social Security System (SSS) ID
  7. Digitized Unified Multi-Purpose ID (UMID)
  8. Digitized Voter’s ID
  9. Digitized Overseas Workers Welfare Administration (OWWA) or Overseas Filipino Worker (OFW) ID
  10. Government Service Insurance System (GSIS) E-Card
  11. Digitized Pag-ibig Loyalty Card
  12. Digitized Tax Identification Number (TIN) ID or Digital TIN ID Generated Online (eTIN ID)
  13. Digitized Firearms License ID
  14. Integrated Bar of the Philippines (IBP) ID
  15. Digitized Seaman or Seafarer’s Book
  16. Photo-bearing School ID Signed by the Principal or Head of School with Birth Certificate Issued by Philippine Statistics Authority (PSA)
      
      
• Secondary IDs:
  
  1. Senior Citizen ID
  2. Person with Disability (PWD) ID
  3. Non-Digitized Voter’s ID
  4. Non-Digitized Postal ID
  5. National Bureau of Investigation (NBI) Clearance
  6. Barangay Clearance Certificate / ID
  7. Police Clearance Certificate / ID
  8. Company ID Issued by Private Entities Registered or Regulated by Bangko Sentral ng Pilipinas (BSP) / Securities and Exchange Commissions (SEC) / Insurance Commission (IC)
  9. Photo-Bearing and Signature-Bearing Student Driver’s Permit / License

• If Foreign National:
1. Passport Issued by Country of Origin; AND
2. Alien Certificate of Registration (ACR) ID or Special Resident Retiree’s Visa ID

For ACR, the Visa Status may either be (a) Permanent Resident or Temporary Resident or (b) Immigrant or Non-Immigrant Visa only.

• Additional ID Requirements for Mainland Chinese National:
  
  1. Resident Identity Card (RIC) issued by Chinese Government
     
     
• Filipinos who are also Foreign Nationals:
  
  1. ID Requirements for Filipino Citizens; OR
  2. ID Requirements for Foreign Nationals

A cooling-off period of two (2) banking days is granted from the date of account opening. During the cooling-off period, the Account Holder may cancel or terminate the account without penalties, by submitting a written notice to the Bank. The Bank, however, reserves the right to deduct the documentary stamp and other taxes due thereon, if any, and collect reasonable processing, closure / pre-termination, and administrative fees when applicable, to cover the costs incurred during account opening.  The cooling-off period is available for financial consumers who are individuals, or micro and small enterprises as defined in applicable DTI regulations.

For more information:

• Chat with us through PSBank LiveChat, para lahat ng tanong mo may sagot ora mismo!
• Contact our Customer Experience Hotline at (632) 8845-8888.
• Visit any PSBank branch near you!